Lehrman Group Blog - Lehrman Insurance Group

1 05, 2017

Northwest & Oro Valley Hospitals Out-of-Network with UnitedHealthcare As Of May 1, 2017

By Lehrman Group|May 1st, 2017|Arizona Health Insurance, Arizona Medicare Plans|Comments Off on Northwest & Oro Valley Hospitals Out-of-Network with UnitedHealthcare As Of May 1, 2017

We see this sort of thing happen now and again. It always gets fixed sooner or later, usually sooner. Both Northwest Hospital and Oro Valley Hospital are now off limits to literally all United HealthCare policy holders. If you have ANY KIND of health insurance from United HealthCare and your providers are in the Northwest Healthcare network, you need to be aware of this obstruction. As of right now, United HealthCare will not pay your medical bills at the in-network rate at these providers. This just in via email to us from United HealthCare: We have an important update about our negotiations with Northwest Healthcare and their participation in our network. Despite active discussions for the past several months, Northwest Healthcare did not renew its participation in our network for our employer-sponsored, individual, Medicare Advantage and Medicaid health plans and is out of network beginning May 1, 2017. Despite numerous [...]

17 04, 2017

Get Arizona Group Health Insurance Through Medical Insurance Pools

By Lehrman Group|April 17th, 2017|Arizona Health Insurance|Comments Off on Get Arizona Group Health Insurance Through Medical Insurance Pools

Do you have 25 or more employees? Do you want to save money on your employee’s health insurance benefits? Have you ever heard of ASSOCIATION PLANS? Did you know that in Arizona you can join a MEDICAL INSURANCE POOL? This concept and their plans make sense. Here's why; 1. Combining groups lowers administrative costs which translates into lower cost of coverage for your group. A 20 man employee group buys like a 3000 man group; 2. Four tier composite rates making it easier to predict future costs. You'll be able to keep rates stable with our risk tiering system; 3. Our self-funding mechanism helps to keep costs low while helping to eliminate some of the fees and taxes required of fully insured plans; 4. All employer groups have a voice in cost control and renewal changes through quarterly meetings; 5. Groups in similar industries are combined resulting in better cost [...]

19 01, 2017

AZ Health Insurance With Mayo Clinic Access

By Lehrman Group|January 19th, 2017|Arizona Health Insurance, Arizona ObamaCare|Comments Off on AZ Health Insurance With Mayo Clinic Access

We market a true ACA-compliant, non-HMO ObamaCare plan that lets you use the Mayo Clinic as an in-network provider. If access to the Mayo Clinic is important to you, contact us for all of the details. You are running out of time to apply, however. January 31 is the last day to apply for a plan (until and if President Trump changes things). This is a PPO policy and gives you both in and out of network access. If absolute freedom of choice to choose your own medical providers is important to you, this may be the plan you've been looking for. The plan has a deductible of $6,000 (and a total annual out-of-pocket of $7,150 like most all ObamaCare plans) and you have to meet that deductible before the insurance company begins to pay your medical bills. But from day one, you do get all the free annual exam [...]

7 12, 2016

Did You Discover You Can’t See Your Doctor Any Longer?

By Lehrman Group|December 7th, 2016|Arizona Health Insurance, Arizona ObamaCare|Comments Off on Did You Discover You Can’t See Your Doctor Any Longer?

Due to the 2017 ObamaCare policy choices available here in Arizona -- especially in Phoenix and Tucson -- people are just discovering what we've been saying for many month now. You will probably lose your current doctors beginning January 1, 2017 because Health Net/Ambetter is the only Marketplace ObamaCare health insurance company offering plans. Odds are very high that your current doctors don't take the Health Net/Ambetter plans. This is not Health Net/Ambetter's fault; it's your doctor's conscious choice to not be on these plans. If you want to be able to keep your current doctors and other medical providers, there is a health insurance plan that your providers probably DO take. If your providers are in the First Health Network of medical providers, a Lloyd's of London 11-month plan might be perfect for you. It's not perfect for everyone, but it may be just what 'the doctor ordered' for [...]

21 10, 2016

Are You Self-Employed In Arizona? Is Arizona Blue Cross or United HealthCare Cancelling Your Policy?

By Lehrman Group|October 21st, 2016|Arizona Group Health Insurance|Comments Off on Are You Self-Employed In Arizona? Is Arizona Blue Cross or United HealthCare Cancelling Your Policy?

Want a health insurance plan for 2017 that let’s you use the Mayo Clinic and doctors of your own choosing? If you have at least one employee (other than yourself and can’t be your spouse), we can get you a PPO health insurance plan that will let you visit the medical providers of your choice, including the Mayo Clinic here in Scottsdale, Arizona. The second employee CAN be your child if age 18 or older. Part-time employees will qualify you, too, as will 1099 employees. In 2017, the individual (non-employer group) ObamaCare plans are all HMO plans with very limited choices of medical providers available. If you purchase a non-group ObamaCare plans for next year, you will probably not be able to continue using your doctors or even the hospitals you want. There are definitely no individual or family health insurance plans available in Arizona in 2017 that will give [...]