We market a true ACA-compliant, non-HMO ObamaCare plan that lets you use the Mayo Clinic as an in-network provider. If access to the Mayo Clinic is important to you, contact us for all of the details. You are running out of time to apply, however. January 31 is the last day to apply for a plan (until and if President Trump changes things). This is a PPO policy and gives you both in and out of network access. If absolute freedom of choice to choose your own medical providers is important to you, this may be the plan you've been looking for. The plan has a deductible of $6,000 (and a total annual out-of-pocket of $7,150 like most all ObamaCare plans) and you have to meet that deductible before the insurance company begins to pay your medical bills. But from day one, you do get all the free annual exam [...]
Due to the 2017 ObamaCare policy choices available here in Arizona -- especially in Phoenix and Tucson -- people are just discovering what we've been saying for many month now. You will probably lose your current doctors beginning January 1, 2017 because Health Net/Ambetter is the only Marketplace ObamaCare health insurance company offering plans. Odds are very high that your current doctors don't take the Health Net/Ambetter plans. This is not Health Net/Ambetter's fault; it's your doctor's conscious choice to not be on these plans. If you want to be able to keep your current doctors and other medical providers, there is a health insurance plan that your providers probably DO take. If your providers are in the First Health Network of medical providers, a Lloyd's of London 11-month plan might be perfect for you. It's not perfect for everyone, but it may be just what 'the doctor ordered' for [...]
Are You Self-Employed In Arizona? Is Arizona Blue Cross or United HealthCare Cancelling Your Policy?
Want a health insurance plan for 2017 that let’s you use the Mayo Clinic and doctors of your own choosing? If you have at least one employee (other than yourself and can’t be your spouse), we can get you a PPO health insurance plan that will let you visit the medical providers of your choice, including the Mayo Clinic here in Scottsdale, Arizona. The second employee CAN be your child if age 18 or older. Part-time employees will qualify you, too, as will 1099 employees. In 2017, the individual (non-employer group) ObamaCare plans are all HMO plans with very limited choices of medical providers available. If you purchase a non-group ObamaCare plans for next year, you will probably not be able to continue using your doctors or even the hospitals you want. There are definitely no individual or family health insurance plans available in Arizona in 2017 that will give [...]
Are you a Human Resources principal? As a professional HR person, you know well the importance of having a good, yet affordable, health insurance plan for the employees in your company. Now that ObamaCare has changed all the rules, it seems the only options are that you get a good, NON-affordable plan or a lousy but inexpensive health insurance plan. At Lehrman Group, we’ve been providing Arizona employers statewide with group health insurance and benefits since 1988. We are experts at structuring a health insurance plan that both you, your co-employees AND your employer will like. We can provide you with health insurance plans that will let everyone keep their existing doctors and use the hospitals of their choice. We can provide plans with both low and high deductibles yet still provide co-pays for doctor visits with no deductible. We can show you different ideas, like Health Savings-type plans that [...]
The ObamaCare 2017 changes for Arizona residents are not going to make you happy. Many Lehrman Group clients will lose their existing doctors beginning January 1, 2017. Most all health insurance companies have decided they won’t offer plans in Arizona in 2017, and the few that are still here will make you choose a primary practice doctor (a gatekeeper) and get written referrals to see a specialist. And the doctor you want to choose as your primary doctor will probably be someone you’ve never heard of. There is a very good work-around that you may find is perfect for you. It’s not perfect for everyone, but read on. We offer a health insurance policy to Arizona residents that is underwritten by Lloyd's of London. The monthly cost is very low compared to ObamaCare plan rates. A policy for a 45-year old living anywhere in Arizona is just $331 per month for [...]