The Unity HealthShare Gold Plan is a comprehensive healthcare solution. These Aliera plans are recognized by the US government as ObamaCare plans and may be the perfect replacement for the ObamaCare health insurance plan you are on now. The Aliera plans are less expensive than ObamaCare Marketplace plans and they give you access to the doctors of your own choosing. These types of plans are called health care sharing ministry plans.

These plans are not subject to ObamaCare Open Enrollment dates, so you could purchase one of these plans any time during the year. The Aliera plans use the PHCS PPO network of medical providers nationwide (you can search the PHCS network here). This is America’s largest PPO network and includes just about all medical providers in the USA.

With the comprehensive Unity HealthShare Gold plan, you can select an annual deductible of $1,000 or $2,500 and an annual maximum out of pocket of only $3,000 or $7,500 (they do offer higher out-of-pocket options, too). They don’t call the ‘deductible’ a deductible, they call it MSRA, for Member’s Shared Responsibility Amount.

Unity HealthShare Gold may be a better plan for you than the less expensive AlieraCare 5000 plan (described HERE) if you have pre-existing conditions that absolutely need to be covered right away. During the first two years of your Unity HealthShare Gold policy, they will pay up to $20,000 per year for pre-existing conditions after you pay twice the amount of your MSRA toward your pre-existing condition (Aliera says, “Appeals may be considered for earlier sharing in surgical interventions when it is in the mutual best interest of both the members and the membership to do so”).

The lifetime maximum they will pay for your medical bills is $1,000,000 with no per-year limit. For hospitalizations, you’d pay 20% after meeting your MSRA. Preventive visits cost you nothing after you’ve been on the plan for nine months. From day one, doctor visits cost $20, specialist visits cost $75. ER visits cost $150, urgent care costs $75.

If you want a very well-priced comprehensive health plan with access to over 1,000,000 providers all across the USA, this may be the plan you’ve been waiting for. For someone aged 50, the monthly cost is $803.89. For a 50-year-old with a wife and children, the monthly cost is just $1637.55. Here are rates for Unity HealthShare Gold.

Aleira Unity Healthshare Gold rates

There is a one-time application fee of $125, most of which they give to various charities and ministries. Health care sharing ministry plans, while not considered insurance by state insurance commissioners, meet the ObamaCare ACA requirements and you will not face an ObamaCare tax penalty for having one of these plans. More information about healthcare sharing ministry plans can be found here. These types of plans are becoming very popular all across the country.

Aliera Healthcare is a faith-based organization that does not limit applicants to any specific religion. Members must agree with Aleria’s Statement of Beliefs which says you believe in God, that you believe your personal rights and liberties come from God, that you believe it is a spiritual duty to help your fellow man, that you should maintain a healthy lifestyle, and that you have a fundamental right to direct your own healthcare in consultation with the doctors and advisors of your own choosing.

Call us from anywhere in Arizona at (800) 600-9663, or fill out our small form here and we’ll email you rates and more information.

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