Slash Your ObamaCare Premium in AZ and Get a Better Plan

Most all Arizona health insurance plans severely limit you to which doctors and hospitals you can use. Lehrman Group represents a high quality health care sharing ministry plan that lets you see just about any medical provider anywhere in America. The plan is almost always less expensive than the ObamaCare Marketplace plans. This plan, while considered an ObamaCare plan, is not subject to ObamaCare Open Enrollment dates, so you could purchase one of these plans any time during the year. The plan uses America’s largest medical provider network, the PHCS Multiplan PPO network. The network provider search tool can be found at www.multiplan.com. A downside to this plan is that the carrier won’t pay medical bills you incur WHEN INSIDE A HOSPITAL for a PRE-EXISTING condition until you’ve been on the plan for two years. However, they WILL pay for pre-existing conditions seen in a doctor’s office from day one [...]

By |January 3rd, 2019|Arizona ObamaCare|Comments Off on Slash Your ObamaCare Premium in AZ and Get a Better Plan

2019 Arizona ObamaCare Plans Available Soon

2019 Arizona ObamaCare Plans Available Soon The 2019 ObamaCare Open Enrollment season is just around the corner. It begins on November 1st and ends on December 15th. You have those 45 days to shop for and enroll in a health plan and we can do all the work for you at no cost to you, including securing your tax credit. Depending upon where you live in Arizona, you’ll have at least two insurance companies to select from. If you are entitled to receive a tax credit to help pay your monthly premiums, you’ll definitely want to go with a Marketplace plan. If you don’t get a tax credit, there will be some new options that will allow you to see the doctors and hospitals of your own choosing. But all plans have good sides and bad sides. We can explain those to you. Blue Cross Blue Shield of Arizona will [...]

By |October 15th, 2018|Arizona Blue Cross, Arizona Health Insurance, Arizona ObamaCare|Comments Off on 2019 Arizona ObamaCare Plans Available Soon

AZ Health Insurance With Mayo Clinic Access

We market a true ACA-compliant, non-HMO ObamaCare plan that lets you use the Mayo Clinic as an in-network provider. If access to the Mayo Clinic is important to you, contact us for all of the details. You are running out of time to apply, however. January 31 is the last day to apply for a plan (until and if President Trump changes things). This is a PPO policy and gives you both in and out of network access. If absolute freedom of choice to choose your own medical providers is important to you, this may be the plan you've been looking for. The plan has a deductible of $6,000 (and a total annual out-of-pocket of $7,150 like most all ObamaCare plans) and you have to meet that deductible before the insurance company begins to pay your medical bills. But from day one, you do get all the free annual exam [...]

By |January 19th, 2017|Arizona Health Insurance, Arizona ObamaCare|Comments Off on AZ Health Insurance With Mayo Clinic Access

Did You Discover You Can’t See Your Doctor Any Longer?

Due to the 2017 ObamaCare policy choices available here in Arizona -- especially in Phoenix and Tucson -- people are just discovering what we've been saying for many month now. You will probably lose your current doctors beginning January 1, 2017 because Health Net/Ambetter is the only Marketplace ObamaCare health insurance company offering plans. Odds are very high that your current doctors don't take the Health Net/Ambetter plans. This is not Health Net/Ambetter's fault; it's your doctor's conscious choice to not be on these plans. If you want to be able to keep your current doctors and other medical providers, there is a health insurance plan that your providers probably DO take. If your providers are in the First Health Network of medical providers, a Lloyd's of London 11-month plan might be perfect for you. It's not perfect for everyone, but it may be just what 'the doctor ordered' for [...]

By |December 7th, 2016|Arizona Health Insurance, Arizona ObamaCare|Comments Off on Did You Discover You Can’t See Your Doctor Any Longer?

Group health insurance plans in Arizona offer more provider choices. Keep your current doctors and don't be limited by the 2017 ObamaCare choices. The 2017 ObamaCare open enrollment season is almost here - it begins on November 1 and lasts until January 31. The options for just about everyone living anywhere in Arizona are extremely limited. Odds are very high that you will not be able to keep any of your current doctors effective January 1, 2017. Group health insurance plans in Arizona offer more provider choices than are possible with any ObamaCare plan available to individuals and families. But if you have a small business — just two or more employees — you have the option of getting a true employee-group health insurance policy. You can get a PPO plan which will give you access to all of your current doctors. You won’t be limited to the constricting ObamaCare [...]