The death spiral has begun. Now that two full years of ObamaCare are past, the health insurance companies are discovering they are losing millions and millions of dollars, just like they knew they would. ANYONE can get a health insurance policy now, regardless of the fact they may need a heart transplant in a month. The health insurance companies are required to accept everyone who applies, and to cover all pre-existing conditions immediately. How in the world did anyone, let alone Mr Obama, think the health insurance companies would NOT lose money? Our professional opinion is this: Mr Obama KNEW that ALL health insurance companies would lose many millions of dollars annually. He knew the insurance companies would be forced to raise their premium rates to a ridiculous and absurdly high level. He knows that, soon down the road, Americans will say "these rate are CRAZY - give us nationalized [...]

As ObamaCare was becoming the law of the land, President Obama stated “If you like your doctor you can keep your doctor. If you like your hospital you can keep your hospital.” But since ObamaCare plans came into existence on January 1, 2014, many health insurance companies offering plans here in Arizona limited the providers you could visit. Some large nationwide health insurance company’s networks were literally decimated and people found that the doctors they had been seeing for many years were no longer available under their new ObamaCare plan. This was not the case with Blue Cross Blue Shield of Arizona. You could see just about any Blue Cross provider anywhere in the USA. Lehrman Group brokers encouraged our clients into Arizona Blue Cross plans because Blue Cross did not make the decision to limit their impressive provider network to their existing and new customers. But this will change [...]