Arizona Dental Insurance Plans

get arizona dental insurance plans from Lehrman GroupSeveral dental plan options are available to Arizona residents

Since 1988, Lehrman Group has offered Arizona dental insurance plans to individuals and families, the self-employed and all sizes of businesses in Arizona.

Some plans let you use any dentist. Other plans require you to choose from the insurance company’s dental provider network. Plans that let you use any dentist cost more than plans with network dental providers you are limited to. The plans with networks, such as Employers Dental Service, are a wise choice especially if you don’t already have a dentist. Some of these plans have no annual maximum benefit amount and no waiting period. Your out-of-pocket costs when you see a dentist is almost the same as if you had a higher cost plan.

Below are several options for Arizona dental insurance plans…


Employers Dental Services

This is a good plan to get if you currently do not have a dentist, or your dentist is in the EDS network, and you want to save significantly on dental procedures and routine maintenance. To apply for this plan, you must print the Employers Dental Services (EDS) Brochure & Application from the link below, complete, and submit by mail, fax, or email. Or call us and we can enroll you over the phone.

  • No deductible
  • No waiting periods
  • No annual maximum benefit
  • Must use network dentist


  • $18.36 for a single adult; $11.90 for a single child
  • $30.19 for an adult + 1
  • $39.27 for an adult + 2
  • $48.71 for an adult + 3 or more

Click Here to Search for EDS Dental Provider Network
Click Here for Employers Dental Services (EDS) Brochure & Application 


Blue Cross Blue Shield of Arizona Dental Plans

Blue Cross Blue Shield of Arizona offers three well-priced Arizona dental insurance plans. Their best plan:

  • Provides a benefit of $1,500 per year
  • Has a deductible of $50 per year
  • Has a 12 month waiting period for major expenses
  • Lets you use any dentist
  • Save when you use in-network dentist

Monthly rates:

  • $29 for an individual under 19
  • $36 for an individual 19 and older

Click Here to Apply for a Blue Cross dental plan
Click Here to View/Download the Blue Cross dental plan brochure


Careington 1Dental

This is a dental discount plan, like EDS. Careington’s plans is a national network, however. If you travel outside of Arizona often and need dental services while away, this may be a good choice for you.

  • No deductibles
  • No waiting periods
  • Unlimited cleanings
  • 3 plans to choose from
  • Rates as low $6.95 per month for an individual
  • Nationwide network

Click Here to apply for Careington Dental Plan. 


UnitedHealthOne Dental Plans

This is the plan to get if you have a dentist in the UnitedHealthOne network, or you have a dentist that is outside of the network. UnitedHealthOne’s Dental Premier plan option pays a higher benefit for Out-of-Network providers. You can apply for the UnitedHealthOne Dental Premier or Dental Value Plan using the link below.

Both plans feature:

  • $50 deductible for Basic and Major services
  • 6 month wait for Basic services
  • 12 month wait for Major services
  • $1,000 annual maximum benefit

Main Differences:

  1. Dental Premier pays a higher benefit for Out-of-Network Dentists
  2. Dental Value pays a lower benefit for Out-of-Network Dentists

See UnitedHealthOne Dental brochure for example of service cost difference


  • $48.17 for an individual (Dental Premier)
  • $95.38 for an individual + 1 (Dental Premier)
  • $168.60 for an individual + 2 or more (Dental Premier)
  • $35.38 for an individual (Dental Value)
  • $70.06 for an individual + 1 (Dental Value)
  • $123.84 for an individual + 2 or more (Dental Value)

Click Here to Apply for UnitedHealthOne Dental Premier or Dental Value


Delta Dental

Many dentists in Arizona are in the Delta Dental Provider Network. If you know your dentist is in this network, this is the plan to get, although this plan does allow you to see an Out-of-Network dentist.

Traditional Dental Plans

  • Several Plan Options
  • $1,000 annual maximum benefit
  • 12 month wait for Major Services

Enhanced Plan:

  • $50 Deductible
  • $1,000 annual maximum benefit
  • Pays 100% of diagnostic and cleanings
  • Pays 50% for major services (12 month wait)

Classic Plan:

  • $50 Deductible
  • Pays 80% of diagnostic and cleanings
  • Pays 50% for major services (12 month wait)

Click Here to Apply for a Delta Dental Plan
Click Here to Search the Delta Dental Provider Network


Security Life Dental

Security Life has an option that allows you to raise your annual maximum benefit to $2000, and you may use any dentist you wish. If you use their network of dentists, you’ll save money, but you don’t have to use the network if you don’t want to.

They have several very good options, and they also offer a vision plan. Like most dental plans, they do have a one-year waiting period for expensive dental procedures. They give you two check-up exams and two cleanings per year and you pay nothing for these (after a lifetime deductible of $50).

Click Here to apply for a Security Life dental plan:

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