Accident Insurance Plans

emergencySee link below to apply online

The accident insurance plan we offer is available in almost every state in America. If you are not covered by a major medical policy, these plans provide excellent coverage for accidental injuries.

If you have a major medical plan, combining that plan with one of these plans provides you with a very cost-effective way to raise the deductible on your major medical insurance plan which will lower your monthly premiums, saving you money each month.

The plan pays 100% of covered medical expenses* after satisfaction of the small deductible, up to your chosen coverage maximum. It pays for benefits you receive in any doctor’s office, clinic or hospital, and is available in four benefit levels:

$10,000 benefit per occurrence; $275 deductible

  • Unlimited annual occurrences
  • $10,000 accidental death and dismemberment benefit
  • $7,000 emergency helicopter air ambulance benefit
  • $64.95 monthly
$7,500 benefit per occurrence; $250 deductible

  • Unlimited annual occurrences
  • $7,500 accidental death and dismemberment benefit
  • $7,000 emergency helicopter air ambulance benefit
  • $54.95 monthly
$5,000 benefit per occurrence; $100 deductible

  • Unlimited annual occurrences
  • $5,000 accidental death and dismemberment benefit
  • $7,000 emergency helicopter air ambulance benefit
  • $44.95 monthly
$2,500 benefit per occurrence; $50 deductible

  • Unlimited annual occurrences
  • $2,500 accidental death and dismemberment benefit
  • $7,000 emergency helicopter air ambulance benefit
  • $34.95 monthly

Policies become effective the first of the next month. Example: if you purchase a policy on January 4th, your policy will not become active until February 1st.

Click here to download the brochure and application.

Click here to apply online.

Or call us at (800) 600-9663 and we’ll put the information into the US Mail for you. Since 1988, Lehrman Financial Group has specialized in providing the lowest cost health insurance options to individuals and families, the self-employed and all sizes of businesses.

* Accident Medical Expense Coverage (underwritten by Federal Insurance Company, a member insurer of the Chubb Group of Insurance Companies): pays for accidental injury medical expenses resulting from medically necessary treatment by a physician, nurse, dentist, emergency room, hospital room and board, outpatient surgery, use of ambulance, dental work to sound natural teeth, drugs, medicines, diagnostic tests and x-rays, oxygen, casts, splints, crutches, blood plasma, treatment performed by licensed medical professionals and rental of durable medical equipment. Medical expense means 100% of the reasonable and customary cost. This policy DOES NOT pay benefits for SICKNESS.

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