In the past, you could not qualify for a short term health insurance policy if within the past several years you had a heart condition or diabetes or a stroke for example. Now you CAN qualify for a short term health insurance plan regardless of ANY pre-existing conditions. Lehrman Group represents a worldwide, highly regarded insurance company that will accept your application regardless of your pre-existing conditions. The policy is underwritten by Lloyd’s of London.
No health questions are asked during the application process. You can use providers of your choice — there are no provider networks that one needs to navigate. The policy is available to US citizens and legal residents between the ages of 0 through 64.
You can keep this plan for up to 11 months if you desire, and the rates are very competitive. The other short term plans available here in Arizona only allow you to keep a plan for 6 months, and the other plans will not accept you if you have certain pre-existing conditions like those mentioned above.
Short term health insurance plans don’t cover pre-existing conditions, and this carrier considers a pre-existing condition to mean a physical, mental or chemical condition you’d had within the past 12 months. So if you had a heart surgery two years ago, not only will this carrier accept you, but if you’ve had no heart issues whatsoever, have had no symptoms and have taken no heart medication in the past 12 months, a future heart attack would be covered while on this plan.
Deductible choices range from just $100 to $5000, and after you meet your chosen deductible, the carrier pays 100% up to $1,000,000 of your medical bills. Call us at (800) 600-9663, extension 11, from anywhere in Arizona and we can give you a monthly premium quote and take your application right over the phone.
Click here to download the brochure with the details.