Critical Illness Insurance Plans

Critical illness policies are like life insurance plans, except you don't have to die to receive your benefits. If you suffer a heart attack, stroke, kidney failure, are told you have life-threatening cancer (and many more conditions) you would receive a lump sum of money. These plans are very affordable — much less than you may think. While disability insurance policies will replace lost income, they may require a lengthy waiting period to take effect.

While the chances of surviving a critical illness such as cancer, heart attack or stroke are greater than ever, living with the condition can create severe financial hardships. Traditional health insurance plans cover medical expenses, but costs such as insurance deductibles, child care, travel to and from treatment facilities, and short-term home health care must often be paid out-of-pocket by the patient. A critical illness insurance policy can help eliminate this situation for you by providing you with a tax free lump sum payment.

If you couldn't work due to your illness, you could use the money to pay your living expenses or make alterations to your home. You could pay for a personal assistant. Would a serious illness prevent you from being able to pay your mortgage?

Please feel free to call us toll-free at 800-600-9663 for any assistance you may need. Or simply use the short form just below to request your quotes.

Name

E-mail

Date of Birth

Gender

Street Address

City

State

Zip Code

Occupation

Has the proposed insured used tobacco in any form in the last 12 months?
Yes No

Has the proposed insured ever been told they had or ever been treated for any of the following

Yes | No - - Heart disease?
Yes | No - - Cancer?
Yes | No - - Diabetes?
Yes | No - - Stroke?

In the past 90 days, has the proposed insured been physically
incapable of working or of performing normal daily activities?
Yes | No

Have you ever been rated up or declined for a life, disability or health insurance policy? Yes | No
If YES, why?

Amount of insurance benefit desired:

Contact Information...

Home Phone:

Business Phone:

Best time to call:

Any comments or special requirements?

Lehrman Group and/or an associate of Lehrman Group holds insurance licenses in the following states: Alabama, Arizona, Arkansas, California, Colorado, Connecticut, Delaware, Florida, Georgia, Illinois, Indiana, Kansas, Kentucky, Louisiana, Michigan, Missouri, Nevada, New Hampshire, New Mexico, New York, North Carolina, Ohio, Oklahoma, Pennsylvania, South Carolina, Tennessee, Texas, Utah, Virginia and West Virginia. Parties requesting rates from one of the states where Lehrman Group (or an associate of Lehrman Group) is not licensed will be contacted by a local agent or broker who is licensed by the Insurance Commissioner in that state.