Comments on: Maternity Coverage and Arizona Health Insurance Plans http://www.lehrmangroup.com/blog/maternity-coverage-and-arizona-health-insurance-plans/ Arizona health Insurance news and information from Lehrman Group, Arizona health insurance brokers since 1988. Wed, 11 Jan 2012 13:16:42 +0000 hourly 1 http://wordpress.org/?v=3.3.1 By: Lehrman Group http://www.lehrmangroup.com/blog/maternity-coverage-and-arizona-health-insurance-plans/comment-page-1/#comment-5230 Lehrman Group Sat, 16 Apr 2011 20:35:21 +0000 http://www.lehrmangroup.com/blog/?p=574#comment-5230 Hi Caitlin- it depends what type of plan you have and which insurance company you are with. If you are able to keep your coverage, then you should be fine. If your insurance company does not offer coverage in Arizona, you will probably need to re-apply for new coverage. Hi Caitlin- it depends what type of plan you have and which insurance company you are with. If you are able to keep your coverage, then you should be fine. If your insurance company does not offer coverage in Arizona, you will probably need to re-apply for new coverage.

]]> By: Caitlin http://www.lehrmangroup.com/blog/maternity-coverage-and-arizona-health-insurance-plans/comment-page-1/#comment-4041 Caitlin Thu, 14 Apr 2011 22:24:45 +0000 http://www.lehrmangroup.com/blog/?p=574#comment-4041 What if you move to Arizona and are already covered in your home state with maternity coverage? Does the 21 month waiting period still apply if you are just simply switching the same coverage to a different provider in a different state? What if you move to Arizona and are already covered in your home state with maternity coverage? Does the 21 month waiting period still apply if you are just simply switching the same coverage to a different provider in a different state?

]]> By: Kevin H http://www.lehrmangroup.com/blog/maternity-coverage-and-arizona-health-insurance-plans/comment-page-1/#comment-3912 Kevin H Wed, 16 Feb 2011 23:05:55 +0000 http://www.lehrmangroup.com/blog/?p=574#comment-3912 The maternity riders are designed to take in more in premium than is paid out in premium - as is the case with any health insurance plan. With maternity, the event is planned in advance by the buyer, and the benefit for normal delivery is fairly certain, so there are few ways for couples to come out ahead. Your approach of suggested discount birthing centers make sense. Couples can consider purchasing supplemental insurance which covers normal maternity with no waiting period or deductible. Benefits are paid directly to the insured. Ask your employer to make a voluntary option available. The maternity riders are designed to take in more in premium than is paid out in premium – as is the case with any health insurance plan. With maternity, the event is planned in advance by the buyer, and the benefit for normal delivery is fairly certain, so there are few ways for couples to come out ahead.

Your approach of suggested discount birthing centers make sense. Couples can consider purchasing supplemental insurance which covers normal maternity with no waiting period or deductible. Benefits are paid directly to the insured. Ask your employer to make a voluntary option available.

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